Insurance Underwriting Specialists

Overview

Mercor is partnering with a leading AI lab to train frontier models on high-quality insurance reasoning data. The team is hiring Insurance Underwriting Specialists to help design realistic underwriting and risk-selection scenarios, evaluate model outputs against industry standards, and improve how AI reasons about risk assessment, policy provisions, pricing, and coverage decisions.

This role is open to underwriters across all lines, including life, health, property, casualty, commercial, personal, specialty, marine, surety, and reinsurance, including experience from carriers, MGAs, and reinsurers.

What You'll Do

• Design realistic scenarios covering risk selection, exposure analysis, policy terms and conditions, exclusions, endorsements, pricing, and coverage determinations.
• Create underwriting decisions, risk assessments, rating and pricing rationales, coverage analyses, and referral write-ups.
• Write reference responses at an experienced underwriting-professional standard.
• Grade AI-generated responses using structured rubrics for risk-selection accuracy, policy interpretation, pricing correctness, and sound judgment.
• Identify misread policy language, flawed risk classifications, incorrect pricing math, and gaps in written rationale.
• Provide written feedback that helps the research team improve model behavior.
• Participate in onboarding office hours and calibration sessions.

Requirements

• At least 2 years of professional experience in insurance underwriting in any line.
• Strong understanding of how policy provisions, exclusions, endorsements, and rating factors affect coverage and price.
• Ability to weigh risk, exposure, and financial evidence and explain a defensible underwriting decision with documented rationale.
• Excellent written analysis, balanced judgment, and strong attention to detail.
• Ability to distinguish underwriting decisions from sales or agent recommendations and from formal legal advice.

Bonus Qualifications

• CPCU, CLU, AINS, ARM, AU, FALU, or a comparable industry credential.
• Experience across multiple lines of business or specialty risks.
• Reinsurance, treaty, or facultative underwriting experience.
• Actuarial, pricing, or catastrophe-modeling exposure.
• Experience with regulatory filings, compliance, or audit review.

Role Details

• Minimum commitment: 20 hours per week, with 40+ hours per week preferred.
• Role starts immediately and applications are reviewed on a rolling basis.
• The work is fully remote and can be completed on your own schedule.
• You will be engaged as an independent contractor.
• Projects may be extended, shortened, or concluded early depending on needs and performance.
• Work will not involve access to confidential or proprietary information from any employer, client, or institution.
• Payments are made weekly on Stripe or Wise based on services rendered.
• H1-B and STEM OPT candidates are not supported at this time.